Comments on: What can i do if a car insurance company refunds your money?

By: bostonianinmo

bostonianinmo — Sat, 06 Jun 2009 02:28:52 +0000

The insurance company doesn’t have the option to refund your premium when you file a claim. They have to pay for the repairs to your vehicle, or give you the fair market value if it is totaled.

No insurance company would attempt to clear their obligation by refunding the policy premium; insurance doesn’t work that way.

By: Kasey C

Kasey C — Tue, 02 Jun 2009 20:38:56 +0000

You left out a lot of details and we don’t know where to start.

Either you are covered by a policy, or you are not. If you are covered by a policy, it would be in writing, unless it was cancelled retroactively due to non-payment.

If your car is the one that got damaged, only “collission” insurance (i.e. comprehensive) will cover your own damages.

So include some details.

By: oklatom

oklatom — Mon, 01 Jun 2009 05:14:18 +0000

I don’t fully understand what you are asking here. You are leaving out some needed information. Was the accident your fault? What were the circumstances? What coverage did you have? Why are they offering a refund?

All I can suggest is that you ask them why they are refunding your money, since only they would know the answer to that question.